Everyone wants to avoid these three biggies:

• Roof Damage
• Water Damage
• Fire Damage

Don’t worry, there are plenty of steps you can take to prevent these blunders specific to Utah’s unique climate. Here’s a rundown of simple actions you can take to keep your home in tiptop shape, what to look out for, how to prevent problems, and the price tag of ignoring them.

Take It From the Top – Roof Damage

Utah’s extreme weather conditions, including heavy snow in winter and intense sun during summer, can be harsh on your roof over time. Rain, hail, and even falling branches can cause significant damage. Unfortunately, some roof issues may remain hidden until it’s too late.

Here’s what you can do:

• Regular Inspections: In March and September (the start of spring and fall), take a ladder and examine your roof for damage. Look for signs of wear, especially after snow melts or storms.
• Hire a Professional: If you don’t feel comfortable inspecting it yourself, hire a local roofing professional, which may cost up to $200.
• Tree Maintenance: Utah’s diverse flora can lead to falling branches. Check your trees for dead or damaged limbs and remove any that could pose a threat to your roof. If a tree is dead, consider hiring a professional to remove it to prevent costly damage.

Don’t Water This Down – Water Damage

In Utah, the importance of maintaining your plumbing and gutters cannot be overstated, especially before the spring thaw when snow melts rapidly. Here are steps to help you avoid unnecessary water damage to your home:

Here’s what you can do:

• Hoses and Appliances: Regularly check the hoses on your appliances. Remember to turn off your main water shut-off valve when you go on vacation. If there’s a leak, replace the hose before it worsens.
• Cleaning Gutters: Clean your gutters in March and September to ensure efficient water flow, especially after snowmelt or autumn leaves fall. If you have a storm, double-check that your gutters are clear and water is running out away from your foundation.
• Hire a Professional: If cleaning gutters yourself isn’t feasible, you can hire a professional for around $200.
• Monitor for Leaks: If you see or hear water where it shouldn’t be, contact a professional immediately before it turns into a major issue!

These are Smoke Signals – Fire Damage

Faulty heating or electrical equipment can cause a house fire. The two biggest concerns here are your heating and cooling system (HVAC) and your electrical distribution system. Regular maintenance to these systems goes a long way.

Here’s what you can do:

• Get your HVAC cleaned and inspected once a year, which costs around $100. Better yet, get a contract with a local company where you’ll get priority service and regular check ups.
• It’s best to schedule this during the milder months.
• Hire a pro to inspect your wiring every couple of years.
• If it’s old, you should upgrade your wiring, which could be around $500.
• Replace any outlets that seem problematic, which will run about $100 per outlet.
• If you have a fireplace, ALWAYS get it inspected and cleaned in the fall, before you plan to use it.
• A chimney sweep will clean it out for about $100.

Conclusion

While home insurance may cover some claims related to roof, water, and fire damage, you will still face deductibles and potentially higher premiums in the years to follow. Putting in the time and some money for regular maintenance can save you from costly repairs down the line.

By being proactive, you can prevent bigger and more expensive problems — a smart move for any Utah homeowner!

If you have any questions or need a referral for a contractor to help, please email me