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"Right-Size" Your Home 
Without The Overwhelm!



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Natalie



LOVE YOUR SPACE

Utah

PATE-WAGNER

Knowledge is POWER…What you need to know before you buy your first home!

Whether you know it or not, there might be things you are doing that can effect your credit score for the worse.   Even if you aren’t buying a home anytime soon, you don’t want to be surprised by your credit score when you want to buy a car or refinance, for example. The decisions you […]

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(How To Find The Perfect Home For You and Your Budget-Series) In this 8 part series, we’ll walk you through the steps Utah first-time home buyers need to take to secure the best mortgage. Instead of focusing on the price of the home, this approach emphasizes monthly affordability and other key financial factors. Why Traditional […]

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In This 8-part series, “How to Find the Perfect Home for You and Your Budget”, you will learn how to find a home that is the right fit for your lifestyle, needs and, most importantly, your budget. It takes you through every single step and shows you how to avoid buyer’s remorse.  Your first home […]

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Are you ready to buy a home in Utah yet feeling overwhelmed with where to start? Well, we’re here to help! In the first part of our 8-part series, How to Find the Perfect Home for You and Your Budget, we’ll guide you through essential steps that ensure you find a home that suits your […]

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Taking that first step to buy your first home can feel overwhelming. As a first-time buyer in Utah, you might wonder, “Can I really afford a home I’ll love?” The good news? You absolutely can! And we’re here to guide you through the process! In my series, How to Find the Perfect Utah Home for […]

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Learn How Mortgage Points Can Affect Your Your Finances

When diving into the world of Utah real estate, understanding mortgage points is crucial for making informed financial decisions. Simply put, mortgage points are upfront fees that borrowers can pay at closing to lower the interest rate on their home loan. Each point typically costs 1% of the total loan amount, creating a strategic choice […]

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A tool at your disposal is an interest rate buy down, which can help you lower your mortgage rate—either temporarily or permanently.

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As a Utah homeowner, unlocking tax breaks can significantly reduce your annual IRS bill, potentially leading to a higher refund. With tax season upon us, let’s delve into how homeownership in Utah can positively impact your tax situation.

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Buying a home takes a lot of preparation and planning. It’s important to get your finances in order and other tasks done before you even start house hunting!

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Avoid These 6 Mistakes When Buy A Home In Utah It’s both exciting and a little scary to buy a home. That feeling of nervousness and not knowing what to expect is normal!  But, what you don’t want to rely on during this process is luck or chance. Everyone wants the “luck of the Irish” […]

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My team of Utah home financing experts are ready to guide you through the home buying process. They are committed to fast, professional, courteous and personal service to help you understand and feel at ease throughout the home buying process. My trained and certified loan originators specialize in financing homes in the Utah real estate […]

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In this 8-part series, How to Find the Perfect Home for You and Your Budget, you’ll learn how to find a Utah home that is the right fit for your lifestyle, needs and, most importantly, your budget. It takes you through every single step and shows you how to avoid buyer’s remorse. Your first home […]

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My Dirty Little Secrets for Buying a Home Buying a home for the first time can be confusing. That’s why the tips and strategies you’ll find in my 8-week series will set you on the right path. It’s my own unique approach and a “behind the scenes” glimpse of what you should look out for […]

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Yes, interest rates are higher than they’ve been in years.  But should higher rates prevent you from moving forward with buying a home?    Maybe, maybe not.   As I always say, the best time to buy a home, whether you’re buying your first home or your 10th home, is when it makes financial sense […]

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Student Loans and Buying a Home

My Dirty Little Secrets for Buying a Home Buying a home for the first time can be confusing. That’s why the tips and strategies you’ll find in my 8-week series will set you on the right path. It’s my own unique approach and a “behind the scenes” glimpse of what you should look out for […]

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Home buying secrets

My Dirty Little Secrets for Buying a Home Buying a home for the first time can be confusing. That’s why the tips and strategies you’ll find in my 8-week series will set you on the right path. It’s our own unique approach and a “behind the scenes” glimpse of what you should look out for […]

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Home Buyer Questions

My Dirty Little Secrets for Buying a Home Buying a home for the first time can be confusing. That’s why the tips and strategies you’ll find in my 8-week series will set you on the right path. It’s our own unique approach and a “behind the scenes” glimpse of what you should look out for […]

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As a homeowner, you just never know when you’ll face unexpected and costly repairs for your home.  A home warranty can sound like a great solution to this dilemma, but is it really worth it? Home warranties have gotten a bad rap in the past, but like any warranty or insurance policy, the upfront cost […]

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4 House Hunting Tips For Utah Home Buyers

My Dirty Little Secrets for Buying a Home! An 8 Article Series Buying a home for the first time can be confusing. That’s why the tips and strategies you’ll find in our 8-week series will set you on the right path. It’s our own unique approach and a “behind the scenes” glimpse of what you […]

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Home Buying: RED FLAGS

My Dirty Little Secrets for Buying a Home! (An 8 Article Series) Buying a home for the first time can be confusing That’s why the tips and strategies you’ll find in my 8-article series will set you on the right path. It’s our own unique approach and a “behind the scenes” glimpse of what you […]

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Hello There!
I'm Natalie Pate-Wagner,
Your Wasatch Front
"Right-Sizing" Specialist!


I believe that right-sizing is more than just moving up or downsizing. It's Loving Your Space and aligning where you live with your values, goals, and needs. We will dive into the deeper questions to match your home with your lifestyle so that your home will bring you joy! 
If you are ready to own a home that you love and aligns with your lifestyle so you can live a more fulfilling life, let’s talk, I would love to help you!


Let's Do This

If you are thinking about making a move, let's connect.

LIFE CHANGES
And So Do Our Needs And Wants In A Home.  Let’s have a conversation and create a plan for you to get into a home that’s
 “Right” for you!

LET'S CHAT